Credit union share certificates are comparable to certificates of deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. Our flexible StartUP Certificate offers higher yields and the ability to add more money over the 12-month term of the certificate.
High Yield With Flexible Terms
The StartUP Share Certificate is an ideal savings tool for people starting out on their financial journey and those who are serious about saving, but need flexible options. Some of the highlights of this account include:
- Low initial investment: $10 minimum balance
- High yield: 5.00% APY* return
- Shorter commitment: 12-month term
- Add funds: add money during the term (up to $1,000)
- Loyalty bonus: use PlusPoints to boost the dividend rate by 0.25%
If a StartUP Share Certificate sounds like a good fit for your financial goals, easily open an account online today.
Not A Member?
Open your StartUP Certificate online in minutes. Click the button below to join A+FCU through our easy online application > Select the certificate you want to open > Submit your application.
Open your new StartUP Certificate online through A+ Online Banking. After you log in, click Menu > Open & Apply > Open Additional Shares .
Compare Certificate Options
Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.
Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Plus Advantage Certificates
Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
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Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.