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Savings & Certificates

StartUP Certificate

Credit union share certificates are comparable to certificates of deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. Our flexible StartUP Certificate offers higher yields and the ability to add more money over the 12-month term of the certificate.

High Yield With Flexible Terms

The StartUP Share Certificate is an ideal savings tool for people starting out on their financial journey and those who are serious about saving, but need flexible options. Some of the highlights of this account include:

If a StartUP Share Certificate sounds like a good fit for your financial goals, easily open an account online today.

Not A Member?

Open your StartUP Certificate online in minutes. Click the button below to join A+FCU through our easy online application > Select the certificate you want to open > Submit your application.

Current Members

Open your new StartUP Certificate online through A+ Online Banking. After you log in, click Menu > Open & Apply > Open Additional Shares .

Compare Certificate Options

StartUP Certificate

Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance

Share Certificates

Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance

Schedule An Appointment

Plus Advantage Certificates

Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance

Schedule An Appointment

*APY = Annual Percentage Yield.

Membership required. Insured by NCUA. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings Account. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Effective Dates: 1.17.2023 (6pm) through 1.24.2023 (5:59pm).

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

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Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

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