Woman laughs while holding a coffee mug and sits on a couch outside.
Savings & Certificates

New Money Advantage Share Certificates

For a limited time, save with these special share certificates with money new to A+FCU.

Get A Great Rate For A Limited Time

Grow your savings with a great rate when you open a New Money Advantage Share Certificate.

Scroll to see more details
table with rates, minimum balance, and maximum balance for new money advantage share certificates
Minimum Balance Maximum Balance APY*
19-Month New Money Advantage Share Certificate $1,000 $1,000,000 3.75%
37-Month New Money Advantage Share Certificate $1,000 $1,000,000 4.00%
A woman with backpack hikes in wooded area.

Open Your Certificate

Take advantage of this limited-time offer by visiting an A+FCU branch.

A man tying his shoes, he has a dog sitting next to him. The man is also wearing running clothes.

More Certificates

Credit union share certificates are comparable to Certificates of Deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. With terms from 6 to 60 months, find the option that works best for your money.

*APY = Annual Percentage Yield.

$1,000,000 maximum balance allowed across all New Money Advantage Certificates.

Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term.

Membership required. Insured by NCUA. Routing #314977104. Effective Dates: 1.17.2023 (6pm) through 1.24.2023 (5:59pm). New members must open a Membership Savings account. $10 minimum opening deposit required for Membership Savings. $5 New Membership fee. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

A woman on a paddleboard with a dog next to her.
Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

Female sits on floor on laptop with notebooks open next to her
Life Guidance for:

Budgeting

Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

Related Articles

Woman hugs and kisses dog’s face while outside.
Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

Banking on each other.
Building stronger communities. ®

I’m looking for…

This link takes you to something we think is useful.

But, it’s important to know you’re leaving the A+FCU website. Our site provides links to third party sites and resources not controlled or operated by A+FCU. Other websites may have privacy policies, security, and terms of use that aren’t the same as A+FCU’s. A+FCU isn’t responsible for third party content, agreements, or transactions on linked sites. If you’d rather not continue on to this site you can always call us or stop by a branch to find out more.