Fee Schedule
Personal Accounts
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| Fee Description | Amount |
|---|---|
| New Membership (par value of one share $10) | $5 per share account for ages 19 and over |
| Special Savings Excess Withdrawal |
$10 per withdrawal
One free per month |
| Premier Savings Excess Withdrawal |
$10 per withdrawal
Three free per month |
| Premier Savings Service Charge | $20 per month if minimum daily balance ($25,000) not met |
| Platinum Savings Excess Withdrawal |
$25 per withdrawal
Three free per month |
| Platinum IRA Excess Withdrawal |
$25 per withdrawal
One free per month |
| Platinum IRA Account Closure | $25 |
| Opportunity Checking Monthly Service Charge | $10 per month |
| A+ Checking Monthly Service Charge | $5 per month is minimum balance drops below $500 any time during a calendar month |
Business Accounts
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| Fee Description | Amount |
|---|---|
| Basic Business Bill Pay |
$8.95 per month (15 free transactions)
$0.45 per transaction over 15 |
| Basic Business Checking Item Charge |
First 50 items free
$0.25 per item over 50 |
| Classic Business Checking Monthly Service Charge | $15 per month if minimum balance not met |
| Classic Business Checking Item Charge |
First 150 items free
$0.25 per item over 150 |
| Business Checking Plus Monthly Service Charge | $25 per month if minimum balance not met |
| Business Checking Plus Item Charge |
First 500 items free
$0.25 per item over 500 |
Account Servicing
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| Fee Description | Amount |
|---|---|
| Overdraft Transfer | $4 per occurrence |
| PlusPay (OD) | $19.50 per item |
| Non-Sufficient Funds (NSF) | $19.50 per item |
| Returned Item (member’s check drawn on another financial institution) | $19.50 per item |
| Returned Item (all other return items) | $5 per item |
| Stop Payment | $29.50 per request |
| Manual Check Processing (checks and ACH) | $2 per item |
| Temporary Checks |
$3 per set of eight
Starter set free |
| Check Printing | Prices may vary depending on style selected |
| Official Check Stop Payment | $29.50 |
| Debit or Credit Card Loan Payment via Phone | $7.50 |
| Debit or Credit Card Loan Payment via A+ Online | $3.50 |
Other Services
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| Fee Description | Amount |
|---|---|
| Account Reconciliation |
$25 per hour
One hour minimum |
| Account Research |
$25 per hour
One hour minimum |
| Statement Copy | $5 per copy |
| Account Printout | $5 per copy |
| Collection Items (all) | $20 |
| Wire Transfer (outgoing, domestic) | $15 per transfer |
| Money Order | $1 per item |
| Garnishment or Levy | $25 per item |
| Inactive Account | $10 per month after 12 months inactivity and account under $100, no loans |
| Account Closure | $15 per account if closed within 180 days from open date |
| Check/Draft Photocopy | $3 per copy, two free per monthly statement dated 12/95 or after |
| Check Cashing | $2 per check, if less than $100 on deposit and more than 50% of check is cashed, for ages 19 and older |
| Official Check |
$5 per check (members)
$10 per check (non-members) |
| Returned Statement | $5 per statement |
| Verification of Deposit | $5 per item |
| Guaranteed Funds Certification | $15 |
| Notary |
Free for members
$5 (or max allowed if less) for non-members |
| Medallion Signature Guarantee | $10 |
| Coin Roll Order | $0.05 per roll after fifth roll per day |
| Currency Strap Order | $0.40 per strap |
| Assignment of Savings (Business Purposes) | 50% of Assigned Funds (minimum of $25) |
EFT Services
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| Fee Description | Amount |
|---|---|
| ATM Withdrawal, Transfer, or Balance Inquiry Fee at Nonproprietary ATMs | $1.50 per transaction |
| Supporting Document Photocopy | $16 per item |
| Debit Card Reissue | $5 (excludes cards automatically issued) |
| Debit PIN Replacement | $2 |
Safe Deposit Boxes
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| Fee Description | Regular Annual Rental Amount* | Golden Apple Annual Rental Amount* |
|---|---|---|
| Size 3 x 10 | $60 | $48 |
| Size 5 x 10 | $85 | $68 |
| Size 10 x 10 | $105 | $84 |
| Size 10 x 15 | $140 | $112 |
| Drilling Box and Change of Locks | $50 per box, plus locksmith fee | $50 per box, plus locksmith fee |
| Lost Key | $50 per item | $50 per item |
*Effective Date: 3.1.2019. NCUA does not insure Safe Deposit Box contents.