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Checking Accounts

A+ Checking

This checking account pays you dividends each month you maintain a minimum $500 balance. Put your money to work for you without having to lock it up for months or years.

Earn Dividends

This account offers the convenience of a checking account with the benefit of getting monthly dividends when your daily balance is $500 or greater.


Not A Member?

Open your A+ Checking online in minutes. Click the button below to join A+FCU through our easy online application > Select the checking account you want to open > Submit your application.

Current Members

Open your new A+ Checking online through A+ Online Banking. After you log in, click Menu > Open & Apply > Open Additional Shares .

View Rates

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Table showing dividend rates for the A+ Checking Account
Minimum To Open Minimum To Earn Dividends Monthly Fee APY*
A+ Checking $0 $500 $5 (if balance falls below $500) 0.05%

*APY = Annual Percentage Yield

Declared rate: 1.1.2023 through 1.31.2023. Rates subject to change without notice.

Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. $500 minimum balance required to earn dividends. $5 service fee if balance falls below $500. Fees could reduce earnings. See Fee Schedule . Conditions and restrictions may apply. Subject to change without notice.

Cash-Back Checking

This free checking account is our most popular and great for everyone. You can earn unlimited cash back on your debit card purchases.

Monthly Fees

Learn More – Cash-Back Checking

Value Checking

This free checking account is great for first-time banking members with basic needs. Get started without worrying about minimum balances or monthly fees.

Monthly Fees

Learn More – Value Checking

Money Market

Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends and PlusPoints when you maintain a minimum balance of $2,000.

Minimum Balance To Earn Dividends

Learn More – Money Market

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:


Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

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Life Guidance for:

Family & Finances

As your family grows or changes, you’ll need to reimagine your finances. No matter what stage of life you’re in – getting married, having a baby, or raising money-smart kids – we’ve got you covered.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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